The gene encoding the human tumor necrosis factor- receptor (TNFR) 2 contains polymorphisms in the 3' untranslated region (UTR). Previous studies have shown that some variant alleles in this region are associated with obesity and insulin resistance. However, the effect of these polymorphisms on the expression of TNFR2 has not been studied to date. To examine the role played by different haplotypes in the control of TNFR2 expression (haplotypes A1-A5, referring to nucleotides 1663 G/A, 1668 T/G and 1690 T/C), we introduced these sequences into the 3'-UTR of a heterologous reporter gene and expressed the corresponding constructs in a human T cell line. We demonstrate that a 485 nt fragment of the TNFR2 3'-UTR that contains a U-rich region decreases reporter expression, and that haplotypes A1-A4 exert a stronger effect than A5. Furthermore, time-course assays of mRNA stability using actinomycin D revealed that haplotypes A1-A4 destabilize the mRNA. The proximal TNFR2 3'-UTR, independently of haplotype differences, responded to T-cell activation by increasing mRNA decay. Electromobility shift analysis demonstrated that protein(s) found in T cell extracts bind to the 485 nt fragment. We suggest that an increased rate of TNFR2 mRNA decay protects cells from unrestrained TNF- effects, and that this protection is weakened in A5 subjects. These findings may explain the association of this haplotype with obesity and increased leptin levels.